For over 8 years, National MIP Refunds has been acting as a liaison for property owners nationwide in the recovery of their FHA Mortgage Insurance Premium refunds from the Department of Housing and Urban Development (HUD).

The truth of the matter is, unless you specifically request a refund of the unused portion of your MIP to the mortgage company, you would otherwise not know that you are due this refund and in most cases, by the time your FHA insured mortgage is satisfied, the mortgage has already been sold several times to different companies out of state. Even worse, by the time HUD gets around to locating you, you've already moved.

Mortgage companies are in the business of making money! Once you've signed the dotted line, you'll never hear from them again unless your payment is overdue and out of the blue you hear from them several times a day.

The bottom line is, until property owners are educated by the mortgage companies, billions of your MIP dollars will remain in the pockets of our government when lawfully it should be returned to you as early as 45 days after your mortgage is satisfied.

Please take a moment to submit an inquiry and a representative will contact you shortly for further information, or with the results of our research.